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Terms & Conditions

1. Acceptance of Terms

By accessing and using besttermlplans.in ("the Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our service.

2. Service Description

We provide an online platform for comparing term life insurance plans from various insurance providers in India. Our service includes:

• Insurance plan comparison tools
• Educational resources about term life insurance
• Premium calculators and estimation tools
• Connection to insurance providers

3. User Obligations

When using our service, you agree to:

• Provide accurate and complete information
• Use the service only for lawful purposes
• Not attempt to manipulate or misuse the platform
• Maintain the confidentiality of your account information
• Not use the service for any commercial purpose without our consent

4. Insurance Products

Please note that:

• We are not an insurance provider or IRDAI registered insurance intermediary
• All insurance products are provided by IRDAI registered insurance companies
• Final premium rates and coverage are subject to underwriting by respective insurers
• Terms and conditions of individual policies will be governed by respective insurers

5. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is our property and is protected by Indian and international copyright laws.

6. Limitation of Liability

We strive to provide accurate information, but:

• We do not guarantee the accuracy of information presented
• We are not liable for any decisions made based on the information provided
• We are not responsible for any direct, indirect, incidental, or consequential damages

7. Modifications

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on the website. Your continued use of the service after changes constitutes acceptance of the modified terms.

8. Governing Law

These terms are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in [Your City], India.